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Guide

How much does a care home cost in the UK?

Updated 9 July 2026

If you have just started looking at care homes for a parent, the fees are usually the first shock. A good care home costs more than most families expect, and prices vary hugely from one town to the next. This guide walks you through what care homes typically cost across the UK, what that money actually pays for, and how to compare fees sensibly.

The figures below are typical ranges, not quotes. Every home sets its own fees based on the care it provides, the area it is in, and the room itself. Use them to set your expectations before you start visiting, then ask each home for its own written breakdown.

One piece of good news before we start. You may not have to pay all of this yourselves. Depending on your parent’s savings and health needs, the council or the NHS may cover some or all of the cost. We cover that towards the end of this guide.

Typical care home costs in the UK

As a rough guide, residential care (help with everyday tasks like washing, dressing and meals) typically costs around £900 to £1,400 per week. Nursing care (the same support plus 24-hour care from registered nurses) typically costs around £1,200 to £1,800 per week. These are typical ranges, they vary a lot by region, and London and the South East sit at the top end or above it.

Homes providing specialist dementia care often charge more than standard residential care, because they need higher staffing levels and carefully designed environments. If your parent has dementia, ask each home how its dementia fees differ from its standard fees.

You can browse residential care homes and nursing homes near your parent to see what is available. If you are not yet sure which type they need, our guide to nursing homes versus residential homes explains the difference in plain terms.

Think in years as well as weeks

Care home fees are almost always quoted per week, which can make them feel more manageable than they are. It helps to translate the weekly figure into an annual one before you make any decisions. A fee of £1,000 per week is £52,000 per year. A fee of £1,500 per week is £78,000 per year.

This matters because care home stays often last years, not months. If your parent will be paying some or all of the cost themselves, the annual figure tells you how long their savings might last and when the council might start to contribute. Our guide to who pays for care explains the thresholds.

Why fees vary so much

Two care homes on the same street can charge very different fees. It is not always obvious why, so here are the main drivers:

  • Location. Property and staff costs feed straight into fees, so differences between regions are large. London and the South East are consistently the most expensive.
  • Type of care. Nursing care costs more than residential care because registered nurses are on duty around the clock.
  • Your parent’s needs. Homes assess each new resident and set the fee to match their level of need. More complex needs mean higher fees.
  • The room. En-suite bathrooms, larger rooms, garden views and ground-floor access often carry a premium.
  • The building. Newer purpose-built homes with more facilities tend to charge more than older converted properties.

What the fees include (and what they do not)

A standard weekly fee normally covers accommodation, meals and drinks, personal care, laundry, housekeeping and the activities the home runs. In a nursing home it also covers nursing care.

Plenty of things usually sit outside the standard fee. Common extras include hairdressing, chiropody, toiletries, newspapers, outings, escorted trips to hospital appointments, and sometimes a phone line or extra TV channels in the room. These small charges add up over a year, so ask for a full list of extras in writing before you commit to anything.

Self-funders often pay more than councils

If your parent pays their own fees (a self-funder), they will often be quoted a higher rate than the local council pays for a similar room. Councils negotiate lower rates in bulk, and many homes charge self-funders more to balance the books. It is worth knowing this when you compare quotes, and it is a fair question to raise politely with a home’s manager.

If the council is paying and the family chooses a home that costs more than the council’s usual rate, a relative or friend can pay the difference. This is called a third-party top-up, and it needs to be genuinely affordable for the long term. Our guide to paying for care covers top-ups in more detail.

Help that can reduce the bill

Do not assume your parent will pay the full fee. In England for 2025/26, if their capital is below £23,250 the council should contribute after a means test. A free care needs assessment from the council is the first step, whatever their finances.

If your parent is in a nursing home, the NHS pays a standard contribution called NHS-funded nursing care, worth £254.06 per week in England for 2025/26, directly to the home. If their needs are primarily health needs, NHS Continuing Healthcare can cover the entire fee, regardless of savings. Attendance Allowance, which is not means tested, can also help with the cost.

In Scotland, personal care is free for those assessed as needing it, and there is a contribution towards nursing care too. Accommodation costs are still payable, so a care home in Scotland is not free, but the bill is structured differently.

Questions to ask about fees

Before signing anything, ask each home the questions below. A good home will answer them plainly and put the answers in writing.

  • What exactly does the weekly fee include, and can I have the list of extras in writing?
  • How often do fees rise, how much have they risen in recent years, and how much notice do you give?
  • Will the fee change if my parent’s needs increase, and how is that decided?
  • Is there a deposit or an upfront payment, and is it refundable?
  • What is charged during a hospital stay, and what happens to fees after a resident dies?
  • If my parent’s money runs down, do you accept council funding rates, or would they have to move?

Common questions

How much does a care home cost per month in the UK?

Multiply the weekly fee by 52, then divide by 12. Typical residential care of £900 to £1,400 per week works out at roughly £3,900 to £6,100 per month. Typical nursing care of £1,200 to £1,800 per week works out at roughly £5,200 to £7,800 per month. These are typical ranges and they vary a lot by region.

Does the NHS pay anything towards care home fees?

Sometimes, yes. In a nursing home, NHS-funded nursing care pays a standard rate of £254.06 per week (England, 2025/26) directly to the home. If your parent’s needs are primarily health needs, NHS Continuing Healthcare can cover the full cost of their care, and it is not means tested.

Do care home fees go up every year?

Almost always. Most homes review fees annually, and increases often outpace general inflation because care is so staff-intensive. Ask each home how much fees have risen over the last few years and how much notice residents get. Get the answer in writing.

Is dementia care more expensive than standard residential care?

Usually, yes. Dementia care needs higher staffing levels, extra training and adapted buildings, so many homes charge a premium above their standard residential rate. Ask each home to spell out the difference, and what the higher fee actually buys.

What happens when my parent’s money runs out?

Contact the council well before their capital falls to the England 2025/26 threshold of £23,250, ideally a few months ahead, because assessments take time. The council will carry out a care needs assessment and a means test, and may then start contributing. Check early whether the home accepts council rates, so a move is not forced later.

Are care home fees cheaper in some parts of the UK?

Yes, significantly. Fees broadly track local property and staffing costs, so London and the South East are the most expensive, while parts of the North, the Midlands, Wales and Northern Ireland tend to be cheaper. If family is spread across the country, it can be worth comparing more than one area.

Sources and review

This practical information guide was last checked on 9 July 2026. For decisions about regulation, funding or health needs, use the current official guidance from the Care Quality Commission, NHS social care guide, and your local council.

CareRadar does not provide medical, legal or financial advice. Rules and individual eligibility can change.